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Personal Finance; Financial Planning; Retirement Planning; Ageing Populations


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Personal profile


Dr Bomikazi Zeka is an Assistant Professor in Finance and Financial Planning at the University of Canberra. Bomikazi has experience in teaching at both undergraduate and postgraduate level from the Nelson Mandela University and Hong Kong Baptist University. She has also contributed to the development of financial planning programmes and has supervised several of research projects.

Bomikazi’s research interest is in the economic outcomes of previously disadvantaged individuals (particularly women, people of colour and older adults) and seeks to understand the pathways that maintain their marginal status, as well as the coping strategies they employ to overcome economic vulnerability. Bomikazi’s research aims to fully appreciate the different shades of poverty resulting from socio-economic inequality and her research agenda also addresses the consequences of economic inequality on families, communities, and social structures. Bomikazi welcomes opportunities for research collaborations and research supervision.


  • Zeka, B. & Alhassan, A.L. 2023. Gender disparities in financial resilience: insights from South Africa. International Journal of Bank Marketing. Vol. ahead-of-print No. ahead-of-print.
  • Zeka, B. 2023, Chapter 12: Retirement policy and saving behavior. In A Research Agenda for Consumer Financial Behavior. Eds Xiao, J. J. & Kumar, S. Cheltenham, UK: Edward Elgar Publishing.
  • Zeka, B. 2022. Gendered poverty perceptions: How do retired women fare? Risks, 10(2): 29, 
  • Zeka, B. & Veri, F. 2022. The necessary and sufficient conditions for retirement funding adequacy: A fuzzy set analysis. Economics and Sociology, 15(1): 109-124,
  • Zeka, B. 2020. Retirement funding adequacy in black South African Townships. African Journal of Economic and Management Studies, 11(4): 573-585,


  • 2023 – The Australian Capital Territory Women’s Participation Grant (ACT Government) (A$4 000).
  • 2017 – The South African National Research Foundation PhD Funding Instrument (NRF – South Africa) (A$15 600).
  • 2017 – The South African National Research Foundation Research Sabbatical Grant (A$8 500).


Area of Supervision:

  • Retirement planning
  • Personal finance
  • Financial education and literacy


  • Zeka, B. & Alhassan, A.L. The gender gap in retirement planning behaviour: Evidence from Australia.


Association membership:

  • Australian Research Council Centre of Excellence in Population Ageing Research (CEPAR) affiliate
  • Financial Planning Institute of South Africa
  • Financial Planning Association of Australia

Journal article reviewer:

  • Ageing and Society
  • Frontiers in Sociology 
  • Humanities, Arts and Social Sciences Studies 
  • International Review of Financial Analysis 
  • Journal of Applied Gerontology

Conference reviewer:

  • European Academy of Management
  • International Business Conference
  • Southern Africa Institute for Management Scientists

Journalistic contribution:

  • Broad Agenda
  • The Conversation

Expertise related to UN Sustainable Development Goals

In 2015, UN member states agreed to 17 global Sustainable Development Goals (SDGs) to end poverty, protect the planet and ensure prosperity for all. This person’s work contributes towards the following SDG(s):

  • SDG 5 - Gender Equality
  • SDG 8 - Decent Work and Economic Growth
  • SDG 9 - Industry, Innovation, and Infrastructure
  • SDG 10 - Reduced Inequalities

Education/Academic qualification

PhD, PhD (Commerce), Nelson Mandela University

Award Date: 14 Dec 2017

Master, MCom (Business Management), Nelson Mandela Metropolitan University

Award Date: 14 Apr 2013

Bachelor, BCom (Financial Planning), Nelson Mandela Metropolitan University

Award Date: 14 Apr 2011


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