Service quality and satisfaction in the banking sector

Johra FATIMA, Mohammed Razzaque

Research output: Contribution to journalArticle

20 Citations (Scopus)
2 Downloads (Pure)

Abstract

Purpose: The aims of this paper are to examine the antecedent and mediation effects of core, relational and tangible service quality on rapport and customers' overall satisfaction. Design/methodology/approach: A survey has been conducted on 212 bank customers to validate the conceptual model. Structural equation modeling is used by AMOS for data analysis. Findings: Results show that relational service qualities have significant antecedent and mediation impact on the rapport-satisfaction relationship. Core quality has only antecedent influence on rapport, whereas none of the relationships is found significant in the case of tangible service quality. Research limitations/implications: The study has been conducted on one single country and focused on one type of services - banking services. Therefore, future research endeavors may consider different countries as well as a variety of services. Practical implications: Providing individual attention to each customer and understanding their specific need are the most important steps required from service employees for building successful rapport with customers. Keeping promises and offering flawless services are also more significant for customers than the tangible features of a bank. Management should consider these issues to develop effective rapport because it has a direct and strong effect on customers' overall satisfaction. Originality/value: The paper reveals the importance of relational service quality for developing customer rapport and satisfaction. It also identifies the antecedent role of core service quality for rapport.

Original languageEnglish
Pages (from-to)367-379
Number of pages13
JournalInternational Journal of Quality Reliability Management
Volume31
Issue number4
DOIs
Publication statusPublished - 2014

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Service satisfaction
Banking sector
Service quality
Customer satisfaction
Design methodology
Mediation effect
Quality of service
Mediation
Relationship satisfaction
Service employees
Conceptual model
Banking services
Structural equation modeling

Cite this

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Service quality and satisfaction in the banking sector. / FATIMA, Johra; Razzaque, Mohammed.

In: International Journal of Quality Reliability Management, Vol. 31, No. 4, 2014, p. 367-379.

Research output: Contribution to journalArticle

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