Superannuation adequacy with voluntary contributions: A comparison of living standards

Marcia KEEGAN, Gabriela D'SOUZA, Rebecca Cassells

    Research output: A Conference proceeding or a Chapter in BookConference contribution

    Abstract

    Australian men and women aged 65, are now expected to live around 20 additional years (ABS 2011). Typically, most will have retired by or at this age and will require a regular and adequate income stream to support them in retirement. Currently, for the majority of retirees, the age pension forms their principal source of income. However, although the age pension prevents extreme poverty, it has been criticised for its inadequacy, especially for those who are not home owners (Saunders and Wong 2011). The Superannuation Guarantee was introduced in 1993 to increase living standards of future retirees. Much research has been conducted on the adequacy of projected and actual superannuation savings, with many different definitions of ‘adequacy’ used.
    Original languageEnglish
    Title of host publicationProceedings of the 42nd Australian Conference of Economists: Beyond the Frontiers: New Directions in Economics
    EditorsDavid Butler, Maria Mangano
    Place of PublicationPerth
    PublisherMurdoch University
    Pages1-24
    Number of pages24
    ISBN (Print)9781921877124
    Publication statusPublished - 2013
    Event42nd Australian Conference of Economists - Murdoch University, Perth, Australia
    Duration: 7 Jul 201310 Jul 2013

    Conference

    Conference42nd Australian Conference of Economists
    CountryAustralia
    CityPerth
    Period7/07/1310/07/13

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  • Cite this

    KEEGAN, M., D'SOUZA, G., & Cassells, R. (2013). Superannuation adequacy with voluntary contributions: A comparison of living standards. In D. Butler, & M. Mangano (Eds.), Proceedings of the 42nd Australian Conference of Economists: Beyond the Frontiers: New Directions in Economics (pp. 1-24). Murdoch University. http://www.murdoch.edu.au/School-of-Business-and-Governance/_document/Australian-Conference-of-Economists/Superannuation-adequacy-with-voluntary-contributions_A-comparison-of-living-standards.pdf