Women and Superannuation in the 21st Century: poverty or plenty?

Simon Kelly, Richard Percival, Ann Harding

Research output: A Conference proceeding or a Chapter in BookConference contributionpeer-review


The ageing of the population and its consequences is widely recognised as one of the major public
policy challenges facing Australia, with likely future retirement incomes emerging as a key policy issue.
In such debates, the future fortunes of women loom large.
Will compulsory employer contributions to superannuation make a difference to the financial position
of women in retirement?
Will increased labour force participation result in a better retirement?
What of the women who were relying on their partner's superannuation but their marriage has ended
in divorce?

Models established to date do not provide the best tools to answer questions such as those above.
In particular, they are unable to cope with the impact of divorce. With this in mind, NATSEM,
with support from an Australian Research Council grant (A79906127), has added a superannuation
module onto an existing microsimulation model. This new model allows detailed distributional analysis
of future retirement incomes, including analysis of a wide range of policy settings and of the impact on
future superannuation of behavioural changes.

This paper presents the first, preliminary results using this model.
Original languageEnglish
Title of host publicationCompeting Visions: proceedings of the National Social Policy Conference
Place of PublicationSydney
PublisherSocial Policy Research Centre
Number of pages25
Publication statusPublished - 2001
EventNational Social Policy Conference 2001 - University of New South Wales, Sydney, Australia
Duration: 2 Jul 20016 Jul 2001

Publication series

NameSocial Policy Research Centre discussion papers
ISSN (Electronic)1446-4179


ConferenceNational Social Policy Conference 2001


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